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The Graduate Millionaire: How a Janitor's Wisdom Changed Eight Lives Paperback – October 6, 2025

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Management number 226613647 Release Date 2026/05/09 List Price $8.00 Model Number 226613647
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What if the person cleaning classrooms had more financial wisdom than the professors teaching in them?**A teaching novel inspired by the true story of Ronald Read—a Vermont janitor whose $8 million fortune shocked the world in 2014—**The Graduate Millionaire follows eight college students whose lives transform when they discover their janitor is worth $7.3 million.Madison drives a leased BMW her parents can't afford. Noah's family faces foreclosure while he debates dropping out to help. Carter's father just went to prison for financial fraud. Berkeley, at 51, is starting over after decades of mistakes.Then they learn the truth about the quiet man who empties their trash cans.What follows is a semester that transforms everything they thought they knew about money.Through these fictional characters—inspired by author Dr. Bobby Gaines's decades of teaching personal finance to college students—readers discover practical principles wrapped in unforgettable stories:Berkeley nearly risks his mama's trailer on a business opportunity—until his classmates teach him the difference between courage and recklessness. Noah must choose between a $42,000 job doing work he loves and a $52,000 job that funds the life he's building with Madison. Alex discovers that helping a friend sometimes means teaching her to fish instead of giving her fish. And Carter learns that setting boundaries isn't abandoning family—it's the wisest way to help them.Through these stories, you'll discover:How to build wealth on any income (even $18,000/year)Why 15-year mortgages save over $136,000 compared to 30-year loansThe five questions that distinguish calculated risks from gamblingWhen to help family and when "helping" destroys both of youHow ordinary choices compound into extraordinary outcomesFrom the 70/30 budget to the power of compound interest, from insurance decisions to career trade-offs, The Graduate Millionaire delivers financial wisdom that actually sticks—because you'll learn it through real people facing real decisions.Like The Richest Man in Babylon or The Go-Giver, this teaching novel proves that stories change behavior where lectures fail.The characters are fictional. The financial principles are real. The janitor's story? Inspired by a man who proved that extraordinary financial outcomes don't require extraordinary circumstances—just ordinary people making wise choices consistently over time.Perfect for college students, young professionals, parents teaching their children about money, and anyone who wants to build wealth without sacrificing their values or their sanity. Read more

ASIN B0FTZPK1PH
ISBN13 979-8988843030
Language English
Publisher Trader Nerds LLC
Dimensions 6 x 0.75 x 9 inches
Item Weight 1.26 pounds
Print length 333 pages
Publication date October 6, 2025

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